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Level of cover and what to expect

Whether your need is as a private individual, a family or a company scheme there are three main levels of cover from all the providing companies. The benefits will depend upon the level you choose, ranging from the de-luxe to the standard or basic cover. Although different providers give them different names, think of them like this when considering your application:

Platinum Gold Silver
Hospital charges Full cover Full cover Full cover
Surgeons' fees Full cover Full cover Full cover
Anaesthetists' fees Full cover Full cover Full cover
Operating theatre fees Full cover Full cover Full cover
Radiotherapy Full cover Full cover Full cover
Chemotherapy Full cover Full cover Full cover
Prosthesis Full cover Full cover Full cover
Drugs and Dressings Full cover Full cover Full cover
Parent Accommodation Full cover Full cover Full cover
Out Patient Chemotherapy Full cover Full cover Full cover
Out Patient Radiotherapy Full cover Full cover Full cover
Worldwide Cover As UK As UK As UK
Out Patient Consultations Full cover Set amounts Set amounts
Home Nursing Full cover Full cover Set amounts
Out Patient Treatment Full cover Set amounts Set amounts
MRI/CT scans Full cover Full cover  
Complications in pregnancy Full cover Full cover  
Physiotherapy Full cover Set amounts  
NHS Cash benefit Set amounts Set amounts  
Private ambulance Full cover Full cover  
Complementary medicine Set amounts Set amounts  
Psychiatric Set amounts    
Dental surgery Set amounts    
Home help Set amounts    
Out of pocket expenses Set amounts    
GP fees Set amounts    
Child accompany parent Full cover    
Healthchecks Full cover    
 
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